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 HOW TO SETTLE YOUR DEBTS
~Without Committing Financial Suicide~
Second Updated and Expanded Edition
by Norman H. Perlmutter, CPA

Solutions to Eliminate Debt, Rebuild Credit and
Re-energize Your Life

If you’re searching for a way out of debt there’s a few things you should know: (1) that you’re part of a huge club that’s growing every day; (2) that no one (not the banks, not the credit card companies) will help you unless you use leverage; (3) that countless predators offering bogus debt solutions are waiting to steal your money; and (4) that you can control almost any problem you have with debt and end it faster and with much less cost than you think.

So, that being said, why should you listen to me? First, because I’m a recognized “Get Of Debt Coach”, an author of popular books about getting out of debt, a CPA, a former collection agency owner and because I’ve helped hundreds of people like you end debt and recover from financial chaos. Second but just as important - because my advice is unbiased; I gain nothing from the method you choose to eliminate debt except the satisfaction of your success.

In a new updated and expanded second edition, How To Settle Your Debts shares my insider knowledge of the debt collection process. It gives you an awareness of the system and the tools, the know-how and an understanding of the leverage you have and must use to do the job. You learn how to take control of your money, eliminate your debts, rebuild your credit and re-energize your life.  

My book will enlighten and energize you and even if your financial roof is about to fall in, it will guide you to lawfully escape from your debts while minimizing additional cost and credit damage. And best of all, you will be able to do it without having to file bankruptcy and without trashing your dignity and your reputation in the process.

Here is a list of what you will learn:

  • You learn the basics - fundamentals about debt, about the risks of failing to pay and what creditors and debt collectors can and cannot do to collect from you.
     

  • You learn about credit card lenders - how to deal with these predators and how to recognize and avoid their cons and their traps.
     
     

  • You learn your rights - how they protect you from abuse and how you can punish debt collectors who violate them.
     

  • You learn to understand your problem - to expose it, examine it, and evaluate it and how it's impacting your life.
     

  • You learn about the tactics you can use to deal with debts – and how to select those that work best for your situation and needs.
     

  • You learn how to create your best debt solution - craft a plan based on your circumstances, your needs and resources and use it to eliminate debt.
     

  • You learn to outwit the enemy - creditors, debt collectors and attorneys - by knowing their weaknesses and using "Dirty Tricks" to frustrate and discourage them.
     

  • You learn how to negotiate and use leverage – how to convince creditors and collectors to set up favorable arrangements to workout and settle your debts.
     

  • You learn how to protect your assets - and your privacy and how to maintain, repair and rebuild your credit.
     

  • You learn how to deal with - lawsuits, judgments, secured debts, tax debts and how they can often be settled for less or otherwise favorably resolved.
     

  • You learn how to deal with student loan debts – how to cope with repayment problems and how to take advantage of their favorable terms.
     

  • You learn how to settle business debts - and how to save your business from bankruptcy and financial ruin.
     

  • And you learn how to get help if you need it – how to decide who you can trust and avoid all the rip-off-artists and incompetents who are waiting to take your money.

How To Settle Your Debts puts you in control of your money. It gives you everything you need - knowledge, insight, leverage and confidence - to eliminate debt, stop debt collector harassment, protect your assets and your privacy and rebuild your credit. And you learn how to do it all legitimately, without bankruptcy while retaining your dignity and your reputation.

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