I’ll show you step by step how to legitimately and
 inexpensively eliminate credit card debt and repair
 your credit report without Bankruptcy
 or Debt Consolidation.

Dear Debt Relief Seeker:

If you’re searching for a way out but you’re uneasy with all the so called “debt solutions” people are trying to sell you – give me a few minutes. Read this page and I’ll show you how you can work with me to end your debt and credit problems and totally improve your life.

Bankruptcy and Debt Consolidation are almost always bad choices. They’re costly; they cause harm and often provide only temporary relief. My solution is legitimate, inexpensive and it’s permanent because it puts you in control of your financial affairs; not the Bankruptcy Court, not your Creditors, not an Attorney or a Credit Counselor or a Debt Consolidation Company – YOU! And, believe me “no one will look out for your best interests as well as you will”.

Join all the individuals and families I have already helped. Work directly with me online using my proven Debt Management - Credit Counseling Program. Become debt free and repair your credit report. And do it for a fraction of the cost of working with me in my office.

If you’re looking for a “Quick Fix” you’re in the wrong place. If you  want a permanent life improving solution read on and let me help you put an end to your debt and credit dilemma.

Here’s a summary of how my program works:

First you confer with me one-on-one. You complete my comprehensive End Debt Evaluation Questionnaire to tell me everything I need to know in order to understand your financial dilemma.

Your privacy is protected - See our Privacy Policy

Then, using the completed questionnaire and any other information I may request I will evaluate your situation and prepare a report to inform you of the following:

• Where you stand and what to expect if steps are not taken to correct the problem.
   

• The factors causing your problem and how to shut them down.
   

• What actions your creditors and their debt collector enforcers may take to collect.
   

• What options are available to you to deal with your debt and credit problems.
    

• What resources you can draw upon to help your situation.
    

• How I recommend you should proceed to end this problem.
   

• A step by step plan of action to implement my recommendations.

I will then answer your follow-up questions to clarify my recommendations and to help you through the process.

In addition - for a limited time to introduce my new program - you also receive:

• A free six month membership to my - Debt Enders Forum & Hot Line for instant help in a crisis and for continuing advice and answers to your questions.
    

• A free copy of my book – How To Settle Your Debts to use as a primary source of information to help you take control of your financial life.

The purpose of my End Debt Program is to determine what you must do to eliminate your high interest debt.
and then, to show you how to do it.

Money Back Guarantee - If for any reason you’re not satisfied with my End Debt
Program when you receive access to it you can obtain a full refund of what
you paid. Click here for details

After reading this page, if you’re not convinced I can help you find the debt relief you’re looking for – email me at norm@normondebt.com. Ask me questions and I’ll give you a free sample of the help I can provide.

>>> I promise you won’t regret it. <<<

What follows below, are explanations of:

• Why you must take action now!
    

• How to decide what’s your best Debt Solution
     

• How my End Debt Program works
    

• Special Bonus Additions now included
    

• Key Benefits of using my program and
    

• How you can Join
  (Including options with my Financial Plan Consultation and/or my IRS Problem Consultation that you can add on if such assistance is needed)

Why You Must Take Action Now!

“Credit Card Lenders will hold you hostage to your debts.”

Credit card debt is the largest obstacle in your path to financial independence. If you let them, Credit Card Lenders (“Legalized Loan Sharks” as I refer to them in my book) will hold you hostage to these obligations with their outrageous interest rates and the cons they perpetrate to draw you deeper into their traps.

“They want you to make minimum payments because it
maximizes the interest you will pay.”

The Legalized Loan Sharks want you to continue to carry their debts and make minimum payments. Even if you stop charging on their cards it will take many years to pay them off and most of what you pay will go toward filling their pockets with interest at their contemptible rates. Falling into their trap will eat up your available funds and make it impossible for you to improve your economic circumstances. Thus, the first and by far the most important step you will have to take to turn your financial life around is to put an end to your credit card debts as quickly as your resources, your determination and your ingenuity will allow.

We all have resources of one form or another that can be used to speed up the debt payoff process. And, there are many techniques and D-I-Y (Do It Yourself) Debt Consolidation Tactics that can be used to payoff credit card debts much faster. The only questions are what resources can you use and what tactics will work best for you?

My End Debt Program will help you find your best Debt Solution; the tactics and the resources you can use to eliminate your debts and repair and rebuild your credit as fast as you possibly can.

Visualize your life without Credit Card Debt
Just think how you could use the hundreds of dollars you pay out every month to credit card lenders. Think of the positive things you can do with this money (investments, retirement, vacations, college funds or what ever else may be important to you). Paying down credit card debt as quickly as possible is an absolute must and should be priority number one for anyone seeking to improve their financial situation.

“Ending credit card debt quickly does not have to be a daydream or a fantasy. It’s totally doable and you can do it much
faster than you think.”

What’s Your Debt Solution?

There are many options and techniques you may be able to use to end credit card debt including: equity loans, debt consolidation loans, debt consolidation companies, balance transfers, workouts and payment prioritization techniques. Or, you can also file bankruptcy or just skip out on your creditors without paying.

Any of these potential solutions may work for you. But, the question is - which one makes the most sense for you? The answer depends on your personal circumstances. Deciding how to eliminate your credit card debt is one of the more important decisions you will ever make. To do it right you need a complete understanding of your finances, your resources and how your choice will impact your life. Clearly, you’re at a crossroads. The choice you make here will determine whether or not you come out of this mess whole. Be careful; the wrong choice could be very costly.

How Do You Make This Choice?

I can help you choose the optimum strategy to end your debt dilemma. And then, I can help you develop and
implement a plan to carry it out.

The primary purpose of my End Debt Program is to help you determine the best way to put an end to your credit card debt and then, to show you how to do it. To accomplish this I must first fully understand your situation, your resources and the outcome you are looking for. Then I will provide the direction, the information, the support and the confidence you will need to achieve it. You will be able to take control of your financial affairs, end your problem with debt and begin moving your life forward in a positive direction.

Here’s How My Program Works

1. First you confer with me one-on-one about your financial dilemma by completing my comprehensive End Debt Evaluation Questionnaire. You can do this on line or, if you prefer, you can download the questionnaire and mail it or fax it to me.

   Privacy The questionnaire is submitted anonymously to protect your privacy. For details see our Privacy Policy

2. When I receive the completed questionnaire, I will review your answers and any other information you offer and if necessary ask you additional questions so that I fully understand your situation.

3. Once I have all the information I need I will evaluate it and furnish you with a detailed report informing you in no uncertain terms:

   • What factors are causing your problem and how to shut them down.

   • Where you stand and what to expect if your situation continues to deteriorate.

   • What steps your creditors and their debt collector enforcers can take to collect.

   • What options are available to you for relief from your debt and credit problem.

   • What I recommend as your best debt solution based on my knowledge of you, your finances and your preferences.
       

4. I will then provide you with a step by step plan of action to employ my recommendations.

5. And then you will be free to ask me follow-up questions to clarify my recommendations and to help you work through the process.

6. And, you will continue receiving my assistance and advice with a FREE six month membership to my Debt Enders Hotline & Forum included in my End Debt Program. (see below)

Special Added Bonuses

If you subscribe now to my End Debt Program you will also receive:

• A Free Introductory Membership (for six months – a $70.00 value) to my Debt Enders Hot Line & Forum - Here you can get instant help in a crisis, answers to your ongoing questions, profit from the experience of other members and continue to receive my advice and guidance.
    

• A Free Copy of my book - How To Settle Your Debts ($17.95 list price - $11.50 on this website if ordered separately) to use as your primary source of information to help you take control of your financial life.

And remember it’s all Risk Free - see our Money Back Guarantee Policy.

Completing this program will give you the jump start you need to take control of your financial life and end your problems with high interest debt faster than you ever imagined it could be done.

Key Benefits Of This Program

Besides the obvious - eliminating your credit card debt - consider the
other benefits my End Debt Program provides:

1. The best possible results - much better than what you will get from using a Debt Counselor, a Debt Consolidator or a Lawyer. This is because it puts you – not them - in control of your finances and no one will look out for your interests better than you will.

2. It keeps your cost to a minimum - you get all this help for a fraction of what it would cost to work with a professional (a CPA, a CFP, an Attorney), a Debt Counselor or a Debt Consolidating Company.

3. It greatly reduces the possibility of a reoccurrence - because with you in control it’s unlikely that you will ever have a problem with debt again.

4. It puts you in a position to prosper – by using the control you will establish to move your life ahead in a positive financial direction.

5. It insulates you from exploitation - from the abusive Debt Consolidation companies and from all the other scam artists who are out their waiting to rip you off.

6. There is no risk - Not only is the cost of this program much less and the benefits you receive far greater there is no risk - see my Money Back Guarantee Policy.

To become debt free and remain debt free you must take control. Using a surrogate or a “Quick Fix” solution seldom works. You have to do it!  You must “walk the walk” and that’s what my End Debt Program helps you do.

Here’s How You Join

You can join my End Debt Program alone (Option A) or join one of my package deals (Options B or C) that include my Financial Plan Consultation
and / or my IRS Problem Consultation. These additions if needed will further enhance your financial turnaround and save you additional cost.

Here are your choices:

My End Debt Program – An in-depth consultation with me to understand your financial mess, select and implement the best possible solution to end it and help you through the process.

Here’s how to get started:

• First, subscribe to the program by clicking on the order link below.

• Then with your User Name and Password you will get access to my End Debt Evaluation Questionnaire and the Instructions for filling it out.

• You will also be given access to my Debt Enders Hot Line & Forum where you can get immediate help in a crisis, ask questions and obtain valuable information regarding the experience of other people in the program.

• The next step is to complete the questionnaire and submit it to me for review which you can do online or by regular mail or fax.

Remember the Questionnaire is submitted anonymously to protect your privacy.
(See our Privacy Policy)

• Using your completed questionnaire I will review and evaluate your situation and prepare a comprehensive report outlining your options including my recommendation as to which solution is best for you. This will include a recommended plan of action to end your debt dilemma written specifically for you based on the information you provide.

• After you read my report I will answer any questions you may have to clarify it and to help you through the process.

• You will then be able to continue to obtain assistance using the six month membership to my Debt Enders Hotline & Forum which is included when you join my End Debt Program.

• You will also receive a copy of my book - How To Settle Your Debts which you can use as a valuable guide and a reference to help you get through the process.

And remember, there is no risk. If you’re not satisfied with the End Debt Program for any reason when you receive access to it you can return it and obtain a full refund of what you paid.  Click here for details.

My End Debt Package Program - This includes everything in Option A - the consultation, the End Debt Evaluation Report, a recommended plan of action to end your debt dilemma, a six month membership to my Hotline and Forum and a copy of my book - How To Settle Your Debts).

In addition, you will also receive one of the following:

• My Financial Plan Consultation – This will provide you with a Startup Financial Plan that will put your future financial needs in proper perspective. It will get you to start thinking and moving in the right direction. And, it will lay a foundation for you to achieve your financial goals and eventually help you to reach even higher for financial independence. Even if all your resources are presently being used to pay down high interest debt, this program will show you how you can start now to move forward. It will reorganize your life and help you achieve the things you need and the things you want to the extent that your earning power will allow. Click here for more about my Financial Plan Consultation.

• My IRS Problem Consultation – If you have issues with the Internal Revenue Service this program will help you understand the problem and its potential consequences. It will then recommend the best way to resolve it. Examples of IRS problems I frequently assist clients with are: (1) Tax debt including setting up payment plans and settlements thru Offers in Compromise, (2) Un-filed tax returns, (3) Penalty abatements, (4) Payroll tax delinquencies, (5) Federal Tax Liens, (6) Bank levies, (7) Wage garnishments, (8) Innocent Spouse issues and (9) Audits of  tax returns.

  You will learn what the IRS can do to you and your property, the exposure you have to their enforcement tactics, what immediate threats there may be and how you can get them off your case. In addition you will learn what you have to do to prevent further problems and penalties and what options you have to end this problem as quickly and as painlessly as possible. Click here to learn more about my IRS Problem Consultation.
   

  Note: This is equivalent to an initial consultation I have with clients in my office who require help with IRS Problems for which I charge a minimum of $600.00. It is also offered as a separate consultation on this website for $289.95.

My Deluxe End Debt Package Program - This includes everything in Option A and both my Financial Plan Consultation and the IRS Problem Consultation. This is truly a complete Financial Rehab Package. It will help you with your debts, assist you with problems you have with the IRS and it will get you started building a sound financial future.

My End Debt Program provides the direction, the information, the
support and the confidence you will need to take control of your
financial life and end your problems with debt.

Still Not Convinced

If you’re not convinced that I can help you - email me at norm@normondebt.com. Ask me questions and let me give you a free sample of the help I can provide.

>>> I promise you won’t regret it. <<<

Money Back Guarantee

My End Debt Program is offered at a fraction of what you would have to
pay to work directly with me in my office or with another
professional and it is yours Risk Free.

Click here for my complete Money Back Guarantee Policy.