End Debt - Start Fresh , Norm on Debt

Limitations of Use
Cre-Debt Solutions, Inc and Norman H. Perlmutter have copyright rights to all the content and material contained on this website. Unless otherwise noted all rights are reserved and the website’s content may not be reproduced, downloaded, disseminated, published or transformed by any means without the prior written permission of Cre-Debt Solutions, Inc., except as may be noted below.

Normondebt.com subscribers (members) may download content for their personal use only as noted. However, it may not be reproduced, disseminated, published or transformed in any form or by any means without our prior written permission. For such permission, you may contact us at admin@normondebt.com. Copyright infringement is a violation of federal law, subject to criminal and civil penalties and Cre-Debt Solutions, Inc. will vigorously pursue such remedies should our copyright rights be violated.

Limitations of our Programs
Anyone who subscribes to our End Debt Program, our Debt Enders Hot Line and Forum, our IRS Problem Consultation or our Financial Plan Consultation should understand the following limitations of these services:

Norman H. Perlmutter is not an attorney and nothing that he tells you, suggests or recommends should be considered legal advice.
That we do not verify information you provide and that conclusions arrived at and advice provided will be based strictly on the information provided.
That communication between us is not privileged but it will be kept strictly confidential and not voluntarily disclosed without your consent.
That our recommendations or suggestions for dealing with debt, insolvency, credit difficulties, IRS problems or financial planning are based on the information provided. And, that their effectiveness may be limited by the manner in which they are carried out or if pertinent information is not provided.
That all requests to creditors, debt collectors, attorneys, the Internal Revenue Service or any other third party are decided by them and that we have no control over their decisions.
That the purpose of our End Debt Program is to furnish you with an understanding of your problem with debt, insolvency and or credit. And then, to provide you with direction and a plan of action to deal with it in a manner that best serves your needs and circumstances.
That the purpose of our IRS Problem Consultation is to furnish you with an understanding of your problem and your exposure to IRS enforcement action and to provide you with direction and a general plan of action to deal with it.
That the purpose of our Financial Plan Consultation is to help you create a start-up financial plan to use to begin reshaping your financial life so you can achieve what you need and what you want to the extent your earning power will allow.

Disclaimers and Notes of Caution
Cre-Debt Solutions, Inc. and Normondebt.com, their owners, stockholders, employees and agents and Norman H. Perlmutter assume no responsibility for any consequences that may result or that may be alleged to result from the use of services provided by and or information contained on this website. And, it is our understanding that by using this website, the information it provides or the advice or guidance it offers, you acknowledge and accept this condition.

Furthermore, Cre-Debt Solutions, Inc. and Normondebt.com, their owners, stockholders, employees and agents and Norman H. Perlmutter assume no responsibility for any consequences that may result or that may be alleged to result from the use of information or services obtained at other linked or recommended internet addresses. These external linked addresses contain information published, maintained, or otherwise posted by organizations independent of Cre-Debt Solutions, Inc., Normondebt.com and Norman H. Perlmutter. We do not control these Internet addresses and we do not endorse, approve or otherwise certify any information contained at those sites.

This website should be used only as a general guide and not as the ultimate source of information on the subjects covered. It should be understood that Norman H. Perlmutter is not an attorney, a physician or a licensed counselor and neither he, Cre-Debt Solutions, Inc. or Normondebt.com are engaged in providing legal or medical services or advice or counseling services. If legal or medical advice or counseling services are needed, it should be obtained from an attorney, a physician or a licensed counselor. In addition, anyone who uses the information contained on this website must understand:

That the purpose of this website is to educate and assist people and businesses with financial problems, credit problems, problems with the Internal Revenue Service, or difficulty with paying debts or valid reasons for not paying debts. It is not intended or suggested that it be used for any other purpose.
That failing to pay debts can create additional cost, financial risk and the possibility of damage to one’s credit standing and reputation. It is, therefore, essential to become fully aware of these risks and to consider them carefully before any action is taken.
That laws and procedures are subject to change, that they vary from state to state and that they are subject to different interpretations. That it is your responsibility to make sure that the information and general advice provided on this website is appropriate for use in your particular situation.
That every reasonable attempt is made to keep the information on this website current and up to date and that every reasonable effort has been made to ensure its accuracy. However, there may still be mistakes both typographical and in content.
That this website does not include all information available on the subjects covered.

If you do not wish to be bound by the above Terms of Service, Limitations and Disclaimers you should not use the information this website provides or the programs or subscriptions it offers.

Questions
Questions or concerns about our Limitations of Use, Limitations of our Programs or the Disclaimers and Notes of Caution, can be directed to us at admin@normondebt.com.